Auto Insurance

Types of Coverage

  • Auto Insurance

  • Boat Insurance

  • Commercial Insurance

  • Crop Insurance

  • Flood Insurance

  • Health Insurance

  • Home Insurance

  • Life Insurance

  • RV Insurance

  • Umbrella Insurance

Contact Us

  • (509) 552-2337

  • 103 E Main St. Ste 301, Office 9

    Walla Walla, WA 99362

  • Monday - Friday

    8:30 AM - 5:00 PM

Auto Insurance

No matter what the value of your vehicle is, it needs to be insured. To properly protect yourself, it is imperative that you maintain the proper level of coverage for your particular situation. At Guardian Insurance, we can help you wade through all the options and help you pick the right policy. Your policy can provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle. Guardian Insurance will find you the best price and policy to meet your needs and budget. Cheaper policies won't give you the coverage that you need. If you get into an accident you might be paying more out of pocket than you realize. This is where we come in. We have many years of experience to help you get the protection you want and deserve. 

Laws can vary from state to state and require certain coverages and a minimum limit. Most drivers should carry much higher limits to protect themselves and their families should an accident take place. The primary coverages are collision, comprehensive, bodily injury, property damage, and personal injury protection. Guardian Insurance is licensed in California, Oregon, Idaho, and Washington. 

Primary Coverages

Collision covers the costs of repairs or replacement of a vehicle in the event of an accident.

Comprehensive covers the costs and damages associated with issues such as engine fires, hail damage, hitting a deer, and other damages not caused by a collision.

Bodily Injury provides financial compensation for injuries or death due to an auto accident, within the policy’s coverage limits.

Property Damage pays for damage to property, such as another vehicle, a fence, a building, and other types of features.

Personal Injury Protection can vary from state to state. You may be required to carry personal injury protection coverage to pay for initial medical costs, any resulting disability, and other related costs.

Auto insurance has two parts. One section of the policy is liability. It covers your financial responsibility for injuring others. Some liability coverage is required by most states. The second part of auto insurance is comprehensive coverage. This reimburses losses from fire, theft, or other perils; collision coverage pays to repair losses caused by an accident.

Contact us today and we will complete a comprehensive search for competitive car insurance quotes for you. 

How to Compare Auto Insurance Quotes